Luckily, diligent and concerned users can choose from a wide variety of tools to help manage the surplus of passwords. Predictably, people find it more efficient using same passwords over and over again.
At some point, users’ time cost outweighs the danger of a theoretical hacker. The average person is faced with plentiful password-protected websites. He says it is quite rational for users to ignore security advice because the losses appear small compared to the effort involved in keeping up with strong password practices.
This twelve-month study surveyed over 4 million people and almost half of them utilize the same password and user name at online banking sites and other sites.ĭoes it mean that people are generally careless or ignorant about protecting their financial and personal information? Cormac Herley from Microsoft Research in his article “So Long, And No Thanks for the Externalities: The Rational Rejection of Security Advice by Users”, argues that people fail to follow security guidelines because there is a cost involved, in the form of user effort.
According to the 2010 study “Reused Login Credentials” by security firm Trusteer, 73 percent of Web users take their online banking password and use it at other Web sites.
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